Most applications are processed within 24–48 hours once all required documents are submitted.

Not always. Many of our loans, such as Personal Loans and Wedding Loans, are unsecured. However, larger loans like Property Loans may require security.

Yes! You can apply online anytime, anywhere through our secure application portal.

Typically, you’ll need: Valid government-issued ID Proof of income (salary slip, bank statement, or tax return) Proof of residence (utility bill, lease, etc.) Loan-specific documents (like admission letter for Education Loan, or property documents for Property Loan)

No. Lend Roam is fully transparent. All charges are explained upfront before you sign your agreement.

Yes, absolutely! You can repay your loan early without penalties. In fact, early repayment may save you money on interest.

If you miss a repayment, we encourage you to contact us immediately. Our team can help restructure your payment plan to avoid penalties.

Loan amounts vary depending on the type of loan, your income, and repayment ability. We offer small, medium, and large loan packages to suit different needs.

We do consider credit history, but it’s not the only factor. We also look at your current income and repayment ability. Even with a low score, you may still qualify.

Yes! Our Education Loan supports students with tuition, books, and even study abroad programs.

Yes. Our Business Loan supports startups, SMEs, and established companies with capital for expansion, equipment, or working capital.

Once approved, the funds are disbursed directly into your bank account (or to the seller/institution for specific loans like Car, Property, or Education Loans).

Yes. We use secure, encrypted systems to protect your data. Your privacy is always our priority.